Cover is subject to the terms, conditions, limits and exclusions of the Policy. This insurance is underwritten by Victor Insurance Pty Ltd ABN 11 146 607 838 (“Victor”) under an authority to bind cover on behalf of QBE Insurance (Australia) Ltd ABN 78 003 191 035 AFS Licence No. 239545 (“QBE”). In underwriting this insurance, Victor may delegate authority to certain employees of Marsh Advantage Insurance Pty Ltd ABN 31 081 358 303, AFS Licence No. 238369 (“MAI”). Victor and those employees of MAI act as agents of QBE and not as your agent. Victor is an Authorised Representative (no. 403803) of Marsh Pty Ltd ABN 86 004 651 512 AFS Licence No. 238983 (“Marsh”). Marsh, MAI and Victor are related businesses of Marsh & McLennan Companies (MMC). MAI sub-authorises The Real Estate Institute of New South Wales Limited (ABN 51 000 012 457, AR 1260666) (REINSW) as an Authorised Representative, and real estate agents as Authorised Distributors. MAI, REINSW and (if involved) the real estate agents do not act on your behalf when distributing the PDS and any advice provided is general advice only and does not consider your objectives, financial situation or needs. Consider the Product Disclosure Statement and the Financial Services Guide to decide if this insurance product is right for you.
© Copyright 2020 Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369).
*The first period of insurance will be for 13 months. All subsequent renewals will be for 12 month periods. The precise period of insurance will be subject to the number of days in the relevant thirteenth month. Please refer to your Schedule and Invoice for the period of insurance.